Ongoing planning
A plan nobody revisits stops being true
The Plan answers the question on the day it's written. Then you get a pay rise, or a bad year, or change your mind about when to stop — and the answer moves. This keeps it honest.
£49 a month
The Plan answers the question on the day it's written. Then you get a pay rise, or a bad year, or change your mind about when to stop — and the answer moves. This keeps it honest.
£49 a monthSame engine, your current numbers. What's actually happened since last time, and what it did to the age the money runs out.
A proper conversation about what changed and what it means — not a document landing in your inbox with no one attached to it.
Updated and reissued, so what you're holding is current rather than a snapshot of the year you bought it.
“Does this change anything?” whenever something happens — an inheritance, an offer for the business, a diagnosis, a child needing help. Usually the answer is no, and knowing that is worth something.
Cancel any time. No minimum term, no notice period, and nothing you've already bought expires if you stop.
A financial plan isn't a document, it's a relationship with a set of numbers that keep moving. The plan you bought in 2026 was right in 2026.
The things that actually derail people are rarely dramatic and almost never predicted: three years of poor returns just after stopping work, a parent needing care, a business that didn't sell for what everyone assumed. None of those appear in a plan written years earlier and never opened again.
What the monthly service really buys is that somebody notices — and tells you early enough to do something about it, while the options are still cheap.
No. Plenty of people buy the Plan and go, and that's a perfectly good outcome. Take the monthly service if you want the answer kept current; skip it if you'd rather come back and pay for a fresh piece of work in a few years.
No. Coaching at Buzz Money Coach is about behaviour — spending, habits, doing the things you said you'd do. This is about the numbers: the projection, the tax, whether it still works. Different job, and some people genuinely want both.
Then the review is short and you find out you're on track, which is most of what people want. If nothing has changed for two years running, we'll say so and you should probably stop paying us for a while.
No, and it can't — we're not authorised to give it. If a review turns up a decision that needs a personal recommendation on a product, we say so and can introduce you to Equity & General (FCA 474163). Optional, no obligation, commission disclosed beforehand.
Start ongoing planning — £49 a month Start with the Plan Talk to a planner